On September 11, the House of Representatives passed the Veterans Construction and Extension Act of 2008, which helps Veterans achieve their dreams of home ownership. The legislation provides assistance for veterans who need to refinance their Sub prime or adjustable rate loans into a safer, more affordable loan backed by the US Department of Veterans Affairs. The bill has been passed on to the Senate for finalization. If you're in the market for a home in the Cincinnati Area, contact me for information on FHA, VA, and other mortgage programs and mortgage lenders that might be right for you. I have a database of Lender's that offer many programs available to Cincinnati homebuyer's.